Pension Funds
Life Settlements provide a unique opportunity for pension funds throughout the United States and abroad. This financial tool allows you to purchase an asset issued by a top U.S. life insurance company at a significant discount. Life settlements provide no volatility as compared to equities, no market correlation and attractive returns. Pension funds are in dire need of higher returns and because life settlements have historically provided double digit returns, this asset class becomes very attractive to pensions.
If you represent a pension fund and interested in life settlement investments, contact Ideal Settlements today. Ideal works with pension funds and pension fund managers that represent private or public funds.
Over the last several years the life settlement market has attracted some of the largest pension funds in the world. The increased interest can be directly related to higher returns without the volatility of the stock and bond markets. This asset class is determined by longevity of the policyholder instead of market performance.
If a pension decides to invest with a life settlement provider they should have an understanding of the procedures behind the underwriting process.
The price a pension fund will pay for a single policy will be determined by several factors:
- Age of the insured
- Gender of the insured
- Health Condition of the insured
- Medical History
- Parent’s medical history
- Life expectancy
- Insurance carrier rating
- Type of policy
- Face value of the policy
- Cash surrender amount
- Among other factors
Like a pension fund, a life settlement provider should have the fiduciary responsibility to invest in those life insurance policies that pay the highest dividends to their investors. It is important before a pension invest with a company they make an informed decision based upon the productivity and profitability of the provider. At Ideal we work with one of the oldest and most reputable providers in the life settlement industry. Pension funds around the world invest with our providers because they are transparent, accessible and have a verifiable track record of double digit returns year after year.
When a pension fund applies with Ideal:
Pensions that apply with Ideal are guaranteed 100% of their investment goes directly towards the purchase of life insurance policies. There are no account, maintenance, trading or management fees throughout the holding period and no one shares in the profits when the policy matures.
If you are represent a pension fund and considering investing in life settlements, contact Ideal today.
Ideal works with pensions throughout the United States and abroad interested in life settlement investments: United States, Canada, South America, Europe, Asia, Africa, Australia & Antarctica.