U.S. Pension Funds
Pension funds throughout the United States are investing in a new product called life settlements. A life settlement also referred to a senior life settlement is the sale of a life insurance policy by a policy owner for less than the face value, but more than the cash surrender value.
Ideal Settlements provides a unique opportunity for pension funds throughout the United States. We offer U.S. Pensions the ability to purchase life insurance policies at a significant discount. These policies are all issued by top-rated U.S. Insurance Companies with solid financial ratings. You will enjoy the same regulatory protection available to policy owners.
In the United States some of the largest pension funds have begun investing in the life settlement market. U.S. Pension Funds are always looking for the latest investment vehicles that will provide higher returns on their investments. This product has become extremely attractive to fund managers throughout the United States because historically its provided double digit returns.
If you represent a pension fund in the United States and interested in life settlement investments, contact Ideal Settlements today. Ideal works with pension funds and pension fund managers that represent both private and public pensions.
If a pension decides to invest with a life settlement provider they should have an understanding of the procedures behind the underwriting process.
The prices a pension in the United States will pay are determined by several factors:
- How old is the policyholder?
- Gender
- Health conditions
- Medical history
- Parent’s medical history if available
- Life expectancy of the insured
- Carrier rating
- Type of policy
- Face value of the life insurance policy
- Cash surrender amount
- Among other factors
A life settlement provider should have the fiduciary responsibility to invest in those policies that they believe will pay the highest dividends. We believe our providers are some of the largest and most reputable providers in the marketplace and have a track record of making good investments. Ideal works with some of the oldest and most reputable providers in the life settlement industry. Pension funds in the United States invest with our providers because they are transparent, accessible and have a verifiable track record of double digit returns.
If you apply with Ideal:
U.S. pension funds that apply with Ideal will invest 100% of their investment into the purchase of life insurance policies. There are no account, maintenance, trading or management fees throughout the holding period and no one shares in the profits when the policy pays out.
If you are a fund manager or represent a U.S. pension fund and considering investing in life settlement industry, contact Ideal today.
Below is a list of some of the largest public and private pension funds throughout the United States: Abbott Laboratories, Aetna, Alabama Retirement System, Alaska Retirement System, Alcatel-Lucent, Alcoa, Altria, American Airlines, Arizona State Retirement, Arkansas Teachers, AT&T, Bank of America, Boeing, BP America, California Public Employees Retirement System, California State Teachers, Caterpillar, Chevron, Chicago Teachers, Chrysler, Citigroup, Colorado Employees, Connecticut Retirement, Conoco Phillips, Consolidated Edison, Deere, Delphi, Dow Chemical, DuPont, Eastman Kodak, Eli Lilly, Episcopal Church. Exelon, Exxon Mobil, Federal Reserve Employees, Federal Retirement Thrift, FedEx, Florida State Board, Ford Motor, General Dynamics, General Electric, General Motors, Georgia Employees, Georgia Teachers, Hawaii Employees, Hewlett-Packard, Honeywell, IBM, Idaho Public Employees, Illinois Municipal, Illinois State Board, Illinois State Universities, Illinois Teachers, Indiana Public Employees, International Paper, Iowa Public Employees, J.C. Penney, Johnson & Johnson, JP Morgan Chase, Kaiser, Kansas Public Employees, Kentucky Retirement, Kentucky Teachers, Koch Industries, Kraft Foods, Lockheed Martin, Los Angeles City Employees, Los Angeles County Employees, Los Angeles Fire & Police, Louisiana Teachers, Maine State Retirement, Maryland State Retirement, Massachusetts PRIM, Merrill Lynch, MetLife, Michigan Retirement, Minnesota State Board, Mississippi Employees, Missouri Public Schools, Motorola, National Electric, National Railroad, Nevada Public Employees, New Jersey Retirement System, New Mexico Public Employees, New York City Retirement, New York State Common, New York State Def. Comp., New York State Teachers, North Carolina Retirement System, Northrop Grumman, Northwest Airlines, Ohio Police & Fire, Ohio Public Employees, Ohio School Employees, Ohio State Teachers, Operating Eng. International, Oregon Public Employees, Pennsylvania Employees, Pennsylvania School Employees, Pfizer, PG&E, Procter & Gamble, Prudential, Qwest, Raytheon, San Francisco City & County, Sears Holdings, Shell Oil, Siemens, SEIU National, South Carolina Retirement, Southern Company, State Farm, Teamsters Central States, Teamsters Western Conference, Tennessee Consolidated, Texas County & District, Texas Employees, Texas Municipal Retirement, Texas Teachers, Time Warner, United Methodist Church, United Nations Joint Staff, United Parcel Service, United States Steel, United Technologies, University of California, Utah State Retirement, Verizon, Virginia Retirement, Wachovia, Wal-Mart Stores, Washington State Board, Wells Fargo, Weyerhaeuser, Wisconsin Investment Board and World Bank.
For additional information on Pension life settlement investments, contact Ideal Settlements today.